Managing your company’s finances entirely online is a decision that can bring many benefits to your day-to-day life, making your routines easier. You are certainly already aware of these benefits and are now looking for how to open a digital business account to have access to a world of convenience .
Since November 2018, the Central Bank, through Resolution No. 4,697 , has authorized the opening of digital accounts for legal entities of any size. Since then, the number of companies joining has been increasing, especially after the pandemic.
One of the country’s main financial institutions registered 450,000 new MEI and Legal Entity customers between 2020 and 2021 , which represented a 119% increase in the number of digital PJ accounts.
The purpose of this article is to provide you with simple steps to open a digital business account without any difficulty . Learn how to choose the best digital business account without monthly fees by following the tips we have prepared. Check it out.
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How does the integration of the PJ digital account work?
The integration of the digital PJ account uk whatsapp number data other tools and systems is usually done through API (Application Programming Interface) systems . With this, it is possible to automate several financial processes, such as bank reconciliation, issuing of bills, transfers and payments, among others.
The integration of the PJ digital account with business management systems (ERP) or e-commerce platforms , for example, allows the automation of financial processes and the improvement of sales, inventory and cash flow management.
In addition, the PJ digital account can also be integrated with other tools, such as personal or business finance management software , which makes it easier to control expenses and income, allowing a clearer view of the company’s financial situation.
Because this integration possibility exists, the digital PJ account differs from other types and becomes an important tool for your financial planning , increasing the efficiency and agility of processes and facilitating the monitoring and control of your company’s accounts.
What to consider before opening a business account online?
To help you choose the ideal digital PJ what is disavow and how to use it for your company, we have listed below 6 important steps that can make a difference in this decision .
1. See if the digital PJ account offers a wide variety of products
To select possible digital accounts for lack data company, it is essential to observe which products it offers and which are interesting for your reality .
For example, there are digital accounts that offer cards with no annual fee, free transfers to other accounts, issuing charges at zero cost , receiving charges made by bank slip and credit card, etc. Analyze the options to choose the one that best suits your business.