Credit card receivables anticipation is a useful solution for businesses that work with installment sales, where money takes time to enter the cash flow . In this context, it is a challenge to deal with the company’s complex financial routine.
Do you identify with this situation? To avoid late payments or having to take out a loan, it is possible to count on the anticipation of receivables , allowing access to the amount that the company would receive at a future date.
In this content, find out how credit card receivables anticipation works, the impacts for the company and the best way to apply the solution focused on expanding your business. Continue reading and stay up to date on the subject!
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When is it worth requesting advance payment of receivables?
Credit anticipation is a way of taiwan whatsapp number data access, in advance, to payments made in installments . It is an alternative indicated for specific and emergency situations with the aim of stabilizing cash flow.
Even if the company has good financial control, it may end up facing difficulties due to delays and unforeseen events, for example. Therefore, anticipating credit card receivables is ideal for paying debts, covering expenses and maintaining the company’s working capital.
In this sense, investing in a receivables anticipation platform is a simple and practical solution. Unlike loans or financing, which can be expensive for the business, cash anticipation is more advantageous and safer since the customer is more likely to make the payment.
However, it is important to assess the impacts of anticipating receivables to ensure good financial planning and direct the solution towards business growth. We will discuss these aspects in more detail below.
What are the impacts of anticipating receivables for the company?
You already know that without a b2b summit at coe 2025: why not miss it? financial base, a business is doomed to failure. Therefore, to make the decision to advance money, you need to evaluate the company’s financial situation and identify whether it is the ideal choice for your business.
Although the anticipation of receivables is an attractive solution, it is important not to lose sight of the risks of this transaction. Among them is the dependence on these amounts, after all, the business needs solid working capital to operate properly and not rely on anticipation.
Another point to pay attention to is long-term planning, i.e., it is important to have a credit card advance simulator to project rates and ensure that there is no shortage of money in the cash flow. At Asaas, you can do this simulation at any time.
What are the conditions for credit card receivables advance?
The anticipation of credit card lack data has some criteria for approval, depending on the form of registration, whether legal entity or individual:
- Individual: you can request it from 45 days after the first transfer to a personal account;
- Legal entity: just have your registration approved by Asaas.
For the advance payment to be approved, the paying customer’s information. Such as name, CPF/CNPJ and contact telephone number must be duly out. In addition, the purchased products must have or the provision of services must have begun.